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When to Start Social Security: The Physician’s Dilemma

You've probably been told to delay Social Security as long as possible. Is that true? You didn't earn anything until you were 30. Social Security noticed. Four years of medical school at zero income. Three to seven more at a resident's salary. Your college roommate who went into consulting was eleven years into real earnings before you wrote your first attending-level W-2. Social Security's benefit formula does not forgive that. It averages your highest 35 years of Averaged I

David Yeh, MD

Sep 195 min read

𝗪𝗵𝘆 𝗣𝗵𝘆𝘀𝗶𝗰𝗶𝗮𝗻𝘀 𝗡𝗲𝗲𝗱 𝗮 𝟰𝟬𝟭(𝗸) 𝗦𝘁𝗿𝗮𝘁𝗲𝗴𝘆 - 𝗡𝗼𝘁 𝗝𝘂𝘀𝘁 𝗮 𝟰𝟬𝟭(𝗸)

Physicians are among the highest-earning professionals, yet many still don’t feel financially prepared for retirement. The challenge is often not income. It’s that physicians have a very different financial journey from most other professionals: years of medical training, a later start to peak earnings, high tax exposure, multiple sources of income, and, for practice owners, additional complexity around employees and retirement plan design. That’s why simply having a 401(k) m

David Yeh, MD

Aug 272 min read

The Rheumatologist's 401(k) Playbook: Maximizing Every Dollar in 2026

Updated 2026 401(k) contribution limits, the new mandatory Roth catch-up rule for high earners, and SECURE Act 2.0 strategies for rheumatologists and physician practice owners.

David Yeh, MD

Jun 280 min read

The Insurance Gap That Could Cost Physicians Everything

The four critical insurance gaps physicians most often overlook: own-occupation disability coverage, malpractice tail coverage, long-term care costs, and key person risk for practice owners. A fiduciary framework for evaluating your coverage needs.

David Yeh, MD

Jun 280 min read

Key person insurance for medical practice owners

Key person insurance and funded buy-sell agreements protect a medical practice when a founding physician can no longer work. A fiduciary educational guide for physician practice owners on sizing coverage, choosing entity-purchase vs. cross-purchase structures, and closing the most common gap: the unfunded buy-sell agreement.

David Yeh, MD

Jun 280 min read

January 30-February 6, 2026 Market Insights and Economy Reports

This week’s Market Insights and Economy Reports bring clarity to a noisy market environment. While headlines focused on earnings, policy updates, and global uncertainty, the data tells a more balanced story — steady corporate earnings, mixed but still resilient economic signals, and noticeable shifts across currencies, commodities, and global markets. The summary tables and charts help you quickly see where growth is holding up, where pressure is building (like consumer confi

Wealthy Doctor Institute

Feb 61 min read

The brand-new look of the Wealthy Doctor Institute website!

We’re thrilled to unveil the brand-new look of the Wealthy Doctor Institute website! Come explore our refreshed site and discover our exciting new partnership with Virtue Management Company, powerful new offerings, and over 100 additional strategies now available to help you build lasting wealth. Check out our website at: https://www.wealthydoctorinstitute.com WDI Marketing Team

David Yeh, MD

Nov 24, 20251 min read